Loan Officer Resume Example: 4 Templates

My CV serves as my introduction to the working world. Therefore, it must look completely professional, especially if you are applying for an entry-level career in an area that is competitive. Making sure the design is appropriate, and the information is presented effectively will give hiring managers confidence in me.

The past banking, real estate, or finance positions I have held should be highlighted if I am applying for entry-level employment as a loan officer or counselor. Additionally, my potential employer will want to know that I have experience working well in a team and with clients.

Resume Template: 1

Loan Officer Resume: 1

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

I have been working as a mortgage loan officer for more than three years. I have dealt with a range of clients, including novice homebuyers and experienced investors. I have a track record of originating and executing loans successfully, and I am quite knowledgeable about the underwriting procedure. I am dedicated to giving my clients exceptional service and forging enduring bonds with them.


Experience

Company A, loan officer

  • Average monthly mortgage loan originations of $(amount of money)million.
  • Averaged (numbers)loan cases per month that were closed.
  • Received a (percentage)% rating for customer satisfaction.
  • Ranked among the top (percentage)% of all mortgage loan officers in the country for the number of closed loans.
  • Winner of the Top Producer honor for (numbers)years running.

Company B, loan officer

  • Finance for a mixed-use development project worth $(amount of money)million was arranged.
  • A manufacturing company’s $(amount of money)million line of credit was negotiated and obtained.
  • (Numbers)home mortgage loans totaling more than $(amount of money)million were created and processed.
  • (Percentage)percent of loan applications were processed in (numbers)days or less.
  • Received a (numbers)% rating for customer satisfaction.

Company C, loan officer

  • Prepare necessary revisions to all credit history, propose acceptable remedies, and document all underwriting transaction processes.
  • Manage the real estate industry’s network of professionals and personal relationships, and take part in all business development initiatives.
  • Administration of all mortgage loans and a variety of specialty loan products; up-to-date understanding of all products and programmes; effective consumer advocacy.
  • Conduct interviews with all applicants and suggest modifying documentation if necessary

Education

Florida State University

Masters in English 


Certifications

  • Certified Public loan officer
  • Certified company loan officer 

Skills

  • Processing of mortgage loans
  • Loan underwriting for mortgages
  • FHA/VA mortgage loan origination regulations
  • Criteria for conventional mortgage financing
  • Using Encompass or another loan origination system (LOS)
  • Strong communication abilities both in writing and speaking

Resume Template: 2

Loan Officer Resume: 2

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

(Numbers)years of customer service, banking, accounting, and finance skills are used in this full-time employment. To use my education, experience, and people-management abilities in a role that allows for both professional and personal development in the area of accounting or finance. Dedicated finance and banking expert that consistently exceeds personal performance targets while maximizing client service possibilities.


Experience

Company A, loan officer

  • Assist in taking all incoming calls for lending services and customers
  • Fix any problems and be knowledgeable about all loan servicing methods
  • Organize all loan repayment options and create all loan application paperwork.
  • Manage all correspondence with internal divisions to make the loan application process easier.
  • Work with the funding center to prepare all closing procedures and to keep records of every department employee. You should also keep an eye on all loan applications and record all underwriting steps.
  • Analyze all credit reports, enter all relevant data for loan approval, and oversee issue resolution.
  • Maintain accurate records and investigate consumer complaints
  • Make arrangements for customers to pay back unpaid bank loans
  • Increase the bank’s loan revenue to increase their own commissions.

Company B, loan officer 

  • Processed loan applications and supporting documentation within predetermined limits to evaluate credit worthiness
  • Interviewing applicants to assess their financial capability and loan-granting viability
  • Created debt payment programmes using all pertinent ratios and KPIs.
  • Contacted clients to ask for information or to deliver it
  • Report on and justify decisions (approvals/rejections)
  • Completed loan agreements, and advised customers on rules and limitations
  • Current working understanding of loan kinds and other financial services

Company C, loan officer

  • Evaluated customer needs, looked at all choices, and introduced various loan types.
  • To meet targets, developed referral networks, suggested alternative channels, and cross-sold goods and services; maintained and updated account records.
  • Gone the extra mile to develop trust connections, client loyalty and satisfaction throughout the underwriting process
  • Adhered to loan compliance criteria and operated in accordance with the legislation

Education

Florida State University

Masters in  English 


Certifications

  • Certified Public loan officer 
  • Certified company loan officer 

Skills

  • Microsoft Office guru with a particular concentration on Excel
  • Expert in FAS Loan Service Plus and amortized loan software
  • Capable of using financial software (vuecentric mortgage dashboard)
  • Solid familiarity with FHA regulations
  • Outstanding interpersonal skills
  • Superior time management abilities

Resume Template: 3

Loan Officer Resume: 3

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

A gifted and self-driven loan officer with experience making money by offering loans and related products and services. I am an expert in assisting clients in meeting their financial needs while also expanding their business loan portfolio. I will always give consumers the best service possible because I have excellent communication skills.


Experience

Company A, loan officer 

  • Responsibilities include finding and cultivating client relationships and referrals while utilizing branch staff to take advantage of cross-selling opportunities.
  • Understanding of the underwriting, processing, and closing procedures for residential mortgages
  • Understanding of underwriting, processing, and federal lending requirements
  • Utilizes all available opportunities to close a transaction, stealing market share from more established rivals in the process.
  • Creates a database of quality leads by networking, cold contacting on the phone, face-to-face, direct mail, and email.
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  • Mortgage loan creation and maintenance

Company B, loan officer

  • Makes sales calls to potential or current clients as specified in the marketing plan in order to grow business or maintain client relationships.
  • Makes sales calls to potential or current clients in accordance with the region’s marketing plan to grow business or maintain client relationships.

Company C, loan officer 

  • Participate in networking through associations with businesses, professionals, and the community to market and advertise loan products.
  • Networks through corporate, professional, and community organizations and engages in marketing and advertising loan products

Education

Florida State University

Masters in English 


Certifications

  • Certified Public loan officer 
  • Certified company loan officer 

Skills

  • Excellent sales skills
  • Ability to assess financial data Excellent communication abilities both orally and in writing
  • Bilingual (Spanish or Chaldean) (Spanish or Chaldean)
  • Knowing conventional lending standards and/or government lending standards
  • Understanding of the underwriting, processing, and closing procedures for residential mortgages
  • Knowledge of federal lending standards affecting real estate lending

Resume Template: 4

Loan Officer Resume: 4

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

I am someone who is willing to serve as the major point of contact between a customer and bank during the entire loan procedure, and as a real professional, I will always adhere to proper credit administration practices.I excel at finding chances to cross-sell financial goods and services and achieving sales goals in a fast-paced workplace.


Experience

Company A, loan officer 

  • Responds to client calls and greets customers in person to discuss different loan packages and qualification details.
  • Creates a thorough marketing/business plan that includes the contact information for realtors, builders, developers, and others as well as the names of future and current loan clients.
  • Submits completed mortgage applications to the loan processing and underwriting departments.

Company B, loan officer

  • Create referral relationships (realtors, builders, professional and personal contacts)
  • Assist the designated branch office(s) in ensuring knowledge of the mortgage lending products and guidelines.
  • Inform branches and/or applicants of your plan to deliver timely updates and progress reports.
  • Create CRA referral contacts and prospects (realtors, builders, professional and personal contacts)

Company C, loan officer

  • Provide frequent updates and progress reports to applicants and/or referral sources to maintain communication
  • Established book of business (local centers of influence willing to refer mortgage loans to you)
  • Understanding of real estate lending laws and regulations
  • Gave them information on a range of credit and lending options so they could make educated choices.
  • Received and handled loan, tax, and treasury payments from clients.
  • Reports on the financial standing of commercial real estate, financial statements of loan applicants, leases, and market research have been produced.
  • Helped top credit officers with the processing of complicated loan applications.

Education

Florida State University

Masters in English 


Certifications

  • Certified Public loan officer 
  • Certified company loan officer 

Skills

  • Shown aptitude for organization
  • Strong communication skills, both in writing and speaking
  • Demonstrated abilities in customer service and teamwork
  • Understanding of the VA loan procedure
  • Writing abilities Attention to detail Account Management
  • Skilled at handling money
  • Outstanding time management
  • Customer satisfaction with tax preparation

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